{"id":100707,"date":"2020-11-09T00:00:00","date_gmt":"2020-11-08T15:00:00","guid":{"rendered":"https:\/\/www.all-senmonka.jp\/moneyizm-new\/management\/10985\/"},"modified":"2020-11-10T00:00:00","modified_gmt":"2020-11-10T00:00:00","slug":"10985","status":"publish","type":"management","link":"https:\/\/www.all-senmonka.jp\/moneyizm\/management\/10985\/","title":{"rendered":"\u91d1\u878d\u7de9\u548c\u3063\u3066\u306a\u306b?\u308f\u304b\u308a\u3084\u3059\u3044\u7528\u8a9e\u3060\u3051\u3067\u91d1\u878d\u7de9\u548c\u3092\u653b\u7565\u3059\u308b!"},"content":{"rendered":"<p>\u300c\u91d1\u878d\u7de9\u548c\u300d\u3068\u805e\u3044\u3066\u3082\u7d4c\u6e08\u306b\u8208\u5473\u304c\u3042\u308b\u4eba\u3067\u306a\u3051\u308c\u3070\u3001\u5c11\u3057\u96e3\u3057\u3044\u8a71\u3068\u8003\u3048\u3066\u3057\u307e\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u3001\u65b0\u578b\u30b3\u30ed\u30ca\u30a6\u30a3\u30eb\u30b9\u611f\u67d3\u75c7\u306e\u5f71\u97ff\u3067\u4eca\u5f8c\u3001\u79c1\u305f\u3061\u306e\u66ae\u3089\u3057\u3001\u7d4c\u6e08\u306f\u3069\u3046\u306a\u308b\u306e\u304b\u306f\u8ab0\u3082\u304c\u77e5\u308a\u305f\u3044\u3053\u3068\u3067\u3059\u3002<br \/>\n\u305d\u3053\u3067\u3001\u3053\u306e\u8a18\u4e8b\u3067\u306f\u4eca\u5f8c\u306e\u7d4c\u6e08\u306e\u52d5\u304d\u3092\u8ffd\u3046\u524d\u63d0\u3068\u306a\u308b\u300c\u91d1\u878d\u7de9\u548c\u300d\u306b\u3064\u3044\u3066\u306e\u57fa\u790e\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h2 id=\"01\">\u305d\u3082\u305d\u3082\u91d1\u878d\u7de9\u548c\u3068\u306f\u4f55\u304b?<\/h2>\n<h3 id=\"02\">\u5fc5\u8981\u6700\u4f4e\u9650\u306e\u7528\u8a9e\u3067\u91d1\u878d\u7de9\u548c\u3092\u7406\u89e3\u3059\u308b<\/h3>\n<p>\u305d\u3082\u305d\u3082\u91d1\u878d\u7de9\u548c\u3068\u306f\u4f55\u3067\u3057\u3087\u3046\u304b?\u7c21\u5358\u306b\u8a00\u3046\u3068\u3001\u91d1\u878d\u7de9\u548c\u3068\u306f\u56fd\u306e\u653f\u7b56\u3068\u3057\u3066\u91d1\u5229\u3092\u4e0b\u3052\u308b\u3053\u3068\u3067\u3059\u3002\u91d1\u878d\u7de9\u548c\u306e\u53cd\u5bfe\u8a9e\u306f\u300c\u91d1\u878d\u306e\u5f15\u304d\u7de0\u3081\u300d\u3067\u3042\u308a\u3001\u91d1\u5229\u3092\u4e0a\u3052\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3057\u304b\u3057\u3001\u3053\u308c\u3060\u3051\u306e\u60c5\u5831\u3067\u306f\u91d1\u878d\u7de9\u548c\u306b\u3064\u3044\u3066\u7406\u89e3\u3057\u305f\u3053\u3068\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u3002\u91d1\u878d\u7de9\u548c\u3068\u805e\u304f\u3068\u3001\u8ab0\u3057\u3082\u7d4c\u6e08\u7528\u8a9e\u3067\u3042\u308a\u3001\u56fd\u306e\u653f\u7b56\u3067\u3042\u308b\u3068\u5bdf\u3057\u306f\u3064\u304f\u3082\u306e\u306e\u3001\u91d1\u878d\u7de9\u548c\u3092\u3068\u308a\u307e\u304f\u72b6\u6cc1\u306e\u4e2d\u3067\u306e\u610f\u7fa9\u3084\u5fc5\u8981\u6027\u306a\u3069\u3092\u77e5\u3063\u3066\u3044\u308b\u4eba\u306f\u5c11\u306a\u3044\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u91d1\u878d\u7de9\u548c\u3092\u7406\u89e3\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u6700\u4f4e\u9650\u306e\u7528\u8a9e\u3092\u7d39\u4ecb\u3057\u306a\u304c\u3089\u3001\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002\u306a\u304a\u3001\u91d1\u878d\u7de9\u548c\u306b\u3064\u3044\u3066\u306f\u5b66\u8005\u3084\u7814\u7a76\u8005\u306a\u3069\u306e\u7acb\u5834\u306b\u3088\u3063\u3066\u3001\u8aac\u660e\u306e\u3057\u304b\u305f\u304c\u9055\u3046\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u3053\u3053\u3067\u306e\u89e3\u8aac\u306f\u7b46\u8005\u304b\u3089\u306e\uff11\u3064\u306e\u63d0\u6848\u3068\u3057\u3066\u304a\u8aad\u307f\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u305d\u3057\u3066\u3001\u3053\u306e\u8a18\u4e8b\u3092\u304d\u3063\u304b\u3051\u306b\u8208\u5473\u3092\u6301\u3066\u308c\u3070\u3001\u3055\u3089\u306b\u91d1\u878d\u7de9\u548c\u306e\u80cc\u666f\u3092\u8abf\u3079\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u683c\u6bb5\u306b\u7406\u89e3\u304c\u6df1\u307e\u308a\u307e\u3059\u3002<\/p>\n<h3 id=\"03\">\u307e\u305a\u4eca\u3001\u8d77\u3053\u3063\u3066\u3044\u308b\u3053\u3068\u304b\u3089\u7406\u89e3\u3059\u308b<\/h3>\n<p>\u6700\u8fd1\u306e\u8cc7\u6599\u3067\u3001\u91d1\u878d\u7de9\u548c\u304c\u3069\u306e\u3088\u3046\u306b\u767b\u5834\u3057\u3066\u3044\u308b\u304b\u898b\u3066\u307f\u307e\u3059\u3002\u65e5\u672c\u9280\u884c\u306e\u6700\u9ad8\u610f\u601d\u6c7a\u5b9a\u6a5f\u95a2\u3067\u3042\u308b\u653f\u7b56\u59d4\u54e1\u4f1a\u306e\u4f1a\u5408\u3067\u3001\u91d1\u878d\u653f\u7b56\u306e\u904b\u55b6\u306b\u95a2\u3059\u308b\u4e8b\u9805\u3092\u5be9\u8b70\u30fb\u6c7a\u5b9a\u3059\u308b\u4f1a\u5408\u304c\u3042\u308a\u3001\u300c\u91d1\u878d\u653f\u7b56\u6c7a\u5b9a\u4f1a\u5408\u300d\u3068\u3044\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>2020\u5e749\u670816\u30fb17\u65e5\u306b\u958b\u50ac\u3055\u308c\u305f\u4f1a\u5408\u3067\u6c7a\u307e\u3063\u305f\u3053\u3068\u306f\u6b21\u306e\uff13\u3064\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>2%\u306e\u300c\u7269\u4fa1\u5b89\u5b9a\u306e\u76ee\u6a19\u300d\u306e\u5b9f\u73fe\u3092\u3081\u3056\u3059<\/li>\n<li>\u4e0a\u8a18\u306e\u305f\u3081\u306e\u300c\u9577\u77ed\u91d1\u5229\u64cd\u4f5c\u4ed8\u304d\u91cf\u7684\u30fb\u8cea\u7684\u91d1\u878d\u7de9\u548c\u300d\u3092\u7d99\u7d9a\u3059\u308b<\/li>\n<li>\u65b0\u578b\u30b3\u30ed\u30ca\u30a6\u30a3\u30eb\u30b9\u611f\u67d3\u75c7\u306e\u5f71\u97ff\u3092\u6ce8\u8996\u3057\u3001\u5fc5\u8981\u304c\u3042\u308c\u3070\u8ffd\u52a0\u7684\u306a\u91d1\u878d\u7de9\u548c\u63aa\u7f6e\u3092\u3059\u308b<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u83c5\u65b0\u5185\u95a3\u767a\u8db3\uff082020\u5e749\u670816\u65e5\uff09\u3068\u6642\u3092\u540c\u3058\u304f\u3057\u3066\u958b\u50ac\u3055\u308c\u305f\u65e5\u9280\u306e\u4f1a\u5408\u306b\u304a\u3044\u3066\u306f\u3001\u300c\uff12\uff05\u306e\u7269\u4fa1\u5b89\u5b9a\u76ee\u6a19\u306e\u305f\u3081\u306e\u91d1\u878d\u7de9\u548c\u3092\u7dad\u6301\u3059\u308b\u300d\u3068\u3044\u3046\u8b70\u4e8b\u304c\u6b8b\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u5f8c\u3001\u83c5\u9996\u76f8\u306f\u9ed2\u7530\u7dcf\u88c1\u3068\u306e\u4f1a\u8ac7\u3067\u3001\u30a2\u30d9\u30ce\u30df\u30af\u30b9\u3092\u7d99\u627f\u3057\u3001\u91d1\u878d\u7de9\u548c\u306e\u7d99\u7d9a\u3059\u308b\u3053\u3068\u306b\u610f\u6b32\u3092\u793a\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u65b0\u578b\u30b3\u30ed\u30ca\u30a6\u30a3\u30eb\u30b9\u611f\u67d3\u75c7\u306b\u304b\u304b\u308b\u4eca\u5f8c\u306e\u72b6\u6cc1\u306b\u3064\u3044\u3066\u306f\u6b21\u306a\u308b\u8ab2\u984c\u306b\u3059\u308b\u3068\u3057\u3066\u30012%\u306e\u300c\u7269\u4fa1\u5b89\u5b9a\u306e\u76ee\u6a19\u300d\u3068\u3001\u305d\u306e\u305f\u3081\u306e\u300c\u9577\u77ed\u91d1\u5229\u64cd\u4f5c\u4ed8\u304d\u91cf\u7684\u30fb\u8cea\u7684\u91d1\u878d\u7de9\u548c\u300d\u304c\u4f55\u3092\u610f\u5473\u3057\u3066\u3044\u308b\u306e\u304b\u304c\u308f\u304b\u308b\u3088\u3046\u306b\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h2 id=\"04\">\u65e5\u9280\u306e\u91d1\u878d\u7de9\u548c\u653f\u7b56\u306b\u3064\u3044\u3066<\/h2>\n<h3 id=\"05\">\u5931\u308f\u308c\u305f20\u5e74\u3068\u30a4\u30f3\u30d5\u30ec\u76ee\u6a19<\/h3>\n<p>\u300c\u7269\u4fa1\u5b89\u5b9a\u306e\u76ee\u6a19\u300d\u3068\u3057\u3066\u521d\u3081\u30662%\u304c\u8a2d\u5b9a\u3055\u308c\u305f\u306e\u306f2013\u5e74\u306e\u30a2\u30d9\u30ce\u30df\u30af\u30b9\u306b\u304a\u3044\u3066\u3067\u3057\u305f\u30022%\u3068\u3044\u3046\u306e\u306f\u3001\u6d88\u8cbb\u8005\u7269\u4fa1\u306e\u524d\u5e74\u6bd4\u4e0a\u6607\u7387\uff08\u30a4\u30f3\u30d5\u30ec\u7387\uff09\u306e\u76ee\u6a19\u5024\u30922\uff05\u306b\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u7269\u4fa1\u4e0a\u6607\u7387\uff08\u30a4\u30f3\u30d5\u30ec\u7387\uff09\u3068\u306f\u3001\u524d\u5e74\u3092\u57fa\u6e96\u3068\u3057\u305f\u7269\u4fa1\u306e\u4e0a\u6607\u7387\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<div class=\"calc03\">\u4eca\u5e74\u306e\u5bfe\u524d\u5e74\u7269\u4fa1\u4e0a\u6607\u7387\uff08%\uff09\uff1d\u4eca\u5e74\u306e\u6d88\u8cbb\u8005\u7269\u4fa1\u6307\u6570\uff0d\u6628\u5e74\u306e\u6d88\u8cbb\u8005\u7269\u4fa1\u6307\u6570\uff0f\u6628\u5e74\u306e\u6d88\u8cbb\u8005\u7269\u4fa1\u6307\u6570<\/div>\n<p>&nbsp;<\/p>\n<p>\u57fa\u672c\u7684\u306b\u306f\u666f\u6c17\u304c\u62e1\u5927\u3059\u308b\u3068\u30a4\u30f3\u30d5\u30ec\u7387\u304c\u4e0a\u304c\u308a\u307e\u3059\u3002\u666f\u6c17\u304c\u826f\u304f\u306a\u308b\u3068\u3001\u307f\u306a\u30e2\u30ce\u3092\u6c42\u3081\u308b\u305f\u3081\u3001\u30e2\u30ce\u306e\u5024\u6bb5\u304c\u4e0a\u304c\u308a\u307e\u3059\u3002\u30a4\u30f3\u30d5\u30ec\u7387\u3068\u306f\u30e2\u30ce\u306e\u5024\u6bb5\u306e\u4e0a\u6607\u5272\u5408\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u307e\u305f\u3001\u6d88\u8cbb\u8005\u7269\u4fa1\u6307\u6570\u3068\u306f\u6d88\u8cbb\u8005\u304c\u8cfc\u5165\u3059\u308b\u5404\u7a2e\u306e\u6d88\u8cbb\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u7269\u4fa1\u6c34\u6e96\u3092\u793a\u3059\u5024\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>2%\u3068\u3044\u3046\u76ee\u6a19\u5024\u306f\u30a2\u30e1\u30ea\u30ab\u306eFRB\uff08\u9023\u90a6\u6e96\u5099\u5236\u5ea6\u7406\u4e8b\u4f1a\uff09\u3084\u30e8\u30fc\u30ed\u30c3\u30d1\u4e2d\u592e\u9280\u884c\u3082\uff12\uff05\u3092\u63b2\u3052\u3066\u3044\u308b\u5024\u3067\u3042\u308a\u3001\u4e16\u754c\u7684\u306a\u6a19\u6e96\u3068\u3082\u8a00\u3048\u307e\u3059\u3002\u30a4\u30f3\u30d5\u30ec\u7387\u3092\u6b27\u7c73\u4e26\u307f\u3068\u3059\u308b\u3053\u3068\u3067\u5186\u9ad8\u3092\u30b9\u30c8\u30c3\u30d7\u3055\u305b\u3001\u4e0d\u666f\u6c17\u304b\u3089\u8131\u5374\u3057\u7269\u4fa1\u5b89\u5b9a\u306e\u305f\u3081\u306e\u6307\u6570\u3068\u3057\u3066\u3001\u9ad8\u3081\u306e\u8a2d\u5b9a\u306b\u306a\u308b\u3068\u8aac\u660e\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u300c\u5931\u308f\u308c\u305f20\u5e74\u300d\u3068\u3044\u3046\u8a00\u8449\u304c\u3042\u308a\u307e\u3059\u3002\u300c\u5931\u308f\u308c\u305f20\u5e74\u300d\u3068\u306f\u30011993\u5e74\u306e\u30d0\u30d6\u30eb\u5d29\u58ca\u5f8c\u304b\u3089\u7b2c\u4e8c\u6b21\u5b89\u500d\u5185\u95a3\u306b\u3088\u3063\u3066\u30a2\u30d9\u30ce\u30df\u30af\u30b9\u304c\u958b\u59cb\u3055\u308c\u305f2013\u5e74\u3050\u3089\u3044\u307e\u3067\u306e\u308f\u304c\u56fd\u306e\u7d4c\u6e08\u304c\u505c\u6ede\u3057\u3066\u3044\u305f\u6642\u671f\u3092\u6307\u3057\u307e\u3059\u3002\u3053\u306e\u9593\u306f\u7269\u4fa1\u304c\u4e0b\u843d\u3057\u3001\u300c\u30c7\u30d5\u30ec\u300d\u3068\u547c\u3070\u308c\u308b\u6642\u671f\u304c\u7d9a\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u30c7\u30d5\u30ec\u3068\u306f\u3001\u5168\u4f53\u7684\u306b\u65e5\u7528\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u5024\u6bb5\u304c\u4e0b\u304c\u308b\u73fe\u8c61\u3067\u3059\u3002\u9006\u306b\u8a00\u3046\u3068\u3001\u30c7\u30d5\u30ec\u3067\u306f\u304a\u91d1\u306e\u4fa1\u5024\u304c\u4e0a\u304c\u308b\u305f\u3081\u3001\u30e2\u30ce\u3092\u8cb7\u3063\u305f\u308a\u3001\u6295\u8cc7\u3057\u305f\u308a\u3059\u308b\u3088\u308a\u56fd\u6c11\u306f\u304a\u91d1\u3068\u3057\u3066\u6301\u3064\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u7d50\u679c\u3001\u30e2\u30ce\u304c\u58f2\u308c\u305a\u4e0d\u666f\u6c17\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002\u7d50\u679c\u3001\u4f01\u696d\u306f\u30e2\u30ce\u3084\u30b5\u30fc\u30d3\u30b9\u304c\u58f2\u308c\u306a\u3044\u306e\u3067\u5024\u6bb5\u3092\u4e0b\u3052\u307e\u3059\u3002\u5225\u306e\u8a00\u3044\u65b9\u3092\u3059\u308b\u3068\u3001\u30e2\u30ce\u306e\u4f9b\u7d66\u304c\u9700\u8981\u3092\u4e0a\u56de\u3063\u3066\u3044\u308b\u72b6\u614b\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<div class=\"calc03\">\u4f9b\u7d66\uff08\u30e2\u30ce\u3084\u30b5\u30fc\u30d3\u30b9\uff09\uff1e\u9700\u8981\uff08\u6d88\u8cbb\u3084\u6295\u8cc7\uff09<\/div>\n<p>&nbsp;<\/p>\n<p>\u3053\u306e\u666f\u6c17\u306e\u505c\u6ede\u671f\u3092\u4e57\u308a\u8d8a\u3048\u308b\u7b56\u3068\u3057\u30662013\u5e74\u306b\u51fa\u3055\u308c\u305f\u306e\u304c\u3001\u7b2c\u4e8c\u6b21\u5b89\u500d\u5185\u95a3\u306b\u3088\u308b\u30a2\u30d9\u30ce\u30df\u30af\u30b9\u3067\u3057\u305f\u3002\u305d\u306e\u30a2\u30d9\u30ce\u30df\u30af\u30b9\u306b\u304a\u3051\u308b\u4e09\u3064\u306e\u7d4c\u6e08\u653f\u7b56\u306e1\u3064\u304c\u3001\u300c\u7570\u6b21\u5143\u306e\u91d1\u878d\u7de9\u548c\u300d\u3068\u547c\u3070\u308c\u308b\u91cf\u7684\u30fb\u8cea\u7684\u91d1\u878d\u7de9\u548c\u653f\u7b56\u3067\u3057\u305f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u3053\u307e\u3067\u3067\u3001\u91d1\u878d\u7de9\u548c\u304c2%\u306e\u300c\u7269\u4fa1\u5b89\u5b9a\u306e\u76ee\u6a19\u300d\u306b\u5bfe\u3059\u308b\u300c\u624b\u6bb5\u300d\u3067\u3042\u3063\u305f\u3053\u3068\u3092\u304a\u3055\u3048\u3066\u304a\u3044\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3 id=\"06\">\u91d1\u878d\u7de9\u548c\u3068\u306f?\u3000-\u91cf\u7684\u91d1\u878d\u7de9\u548c\u3068\u8cea\u7684\u91d1\u878d\u7de9\u548c-<\/h3>\n<p>\u30a2\u30d9\u30ce\u30df\u30af\u30b9\u306f\u5b89\u500d\u7dcf\u7406\u3068\u9ed2\u7530\u65e5\u9280\u7dcf\u88c1\u304c\u300c\u4e8c\u4eba\u4e09\u811a\u300d\u3067\u9032\u3081\u307e\u3057\u305f\u30022013\u5e74\u306b\u59cb\u3081\u305f\u653f\u7b56\u306f\u9ed2\u7530\u7dcf\u88c1\u304c\u300c\u304b\u3064\u3066\u306a\u3044\u7570\u6b21\u5143\u306e\u30ec\u30d9\u30eb\u300d\u3068\u8a00\u3063\u305f\u8d85\u91d1\u878d\u7de9\u548c\u3067\u3057\u305f\u3002 \u91d1\u878d\u7de9\u548c\u3068\u306f\u3001\u30e2\u30ce\u304c\u58f2\u308c\u305a\u666f\u6c17\u304c\u60aa\u3044\u3068\u304d\u306b\u91d1\u5229\u3092\u4e0b\u3052\u308b\u3053\u3068\u3067\u3059\u3002\u53cd\u5bfe\u306b\u666f\u6c17\u304c\u904e\u71b1\u3057\u305f\u3068\u304d\u306b\u91d1\u5229\u3092\u4e0a\u3052\u308b\u3053\u3068\u3092\u91d1\u878d\u5f15\u304d\u7de0\u3081\u3068\u3044\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u65e5\u9280\u306f\u516c\u958b\u5e02\u5834\u64cd\u4f5c\uff08\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\uff09\u3068\u547c\u3070\u308c\u308b\u624b\u6bb5\u3092\u7528\u3044\u3066\u3001\u91d1\u5229\u306e\u8a98\u5c0e\u3084\u8cc7\u7523\u306e\u8cb7\u5165\u308c\u306a\u3069\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u65e5\u9280\u304c\u91d1\u878d\u7de9\u548c\u306b\u3088\u308a\u91d1\u5229\u3092\u4e0b\u3052\u308b\u3068\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u9867\u5ba2\u3067\u3042\u308b\u4f01\u696d\u3084\u500b\u4eba\u3078\u306e\u8cb8\u51fa\u3092\u4f4e\u91d1\u5229\u3067\u884c\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u3067\u3059\u3002\u306a\u305c\u306a\u3089\u3001\u65e5\u9280\u306f\u5e02\u4e2d\u306e\u91d1\u878d\u6a5f\u95a2\u306e\u91d1\u5229\u3092\u76f4\u63a5\u5909\u3048\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u304c\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u65e5\u9280\u304c\u6c7a\u3081\u308b\u91d1\u5229\u3092\u57fa\u6e96\u306b\u91d1\u5229\u3092\u6c7a\u3081\u3066\u3044\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u307e\u305f\u3001\u91d1\u878d\u5e02\u5834\u306f\u76f8\u4e92\u306b\u9023\u52d5\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u4f01\u696d\u304c\u793e\u50b5\u767a\u884c\u306a\u3069\u3067\u5e02\u5834\u304b\u3089\u76f4\u63a5\u8cc7\u91d1\u3092\u8abf\u9054\u3059\u308b\u6642\u306e\u91d1\u5229\u3082\u4f4e\u4e0b\u3057\u307e\u3059\u3002\u3057\u305f\u304c\u3063\u3066\u91d1\u5229\u304c\u4e0b\u304c\u308b\u3068\u3001\u4f01\u696d\u3082\u500b\u4eba\u3082\u8cc7\u91d1\u3092\u501f\u308a\u3084\u3059\u304f\u306a\u308a\u3001\u5168\u4f53\u3068\u3057\u3066\u7d4c\u6e08\u304c\u6d3b\u767a\u3068\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306b\u666f\u6c17\u3092\u4e0a\u5411\u304b\u305b\u308b\u305f\u3081\u306e\u91d1\u878d\u653f\u7b56\u304c\u3001\u91d1\u878d\u7de9\u548c\u653f\u7b56\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3068\u3053\u308d\u3067\u91d1\u878d\u7de9\u548c\u306b\u306f\u3001\u91cf\u7684\u91d1\u878d\u7de9\u548c\u3068\u8cea\u7684\u91d1\u878d\u7de9\u548c\u304c\u3042\u308a\u307e\u3059\u3002 \u91cf\u7684\u91d1\u878d\u7de9\u548c\u3068\u306f\u3001\u65e5\u9280\u304c\u64cd\u4f5c\u3057\u3066\u300c\u304a\u91d1\u306e\u91cf\u300d\u3092\u5897\u3084\u3059\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5e02\u4e2d\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u65e5\u9280\u306b\u300c\u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u300d\u3068\u3044\u3046\u53e3\u5ea7\u3092\u6301\u3064\u3053\u3068\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u65e5\u9280\u306f\u91cf\u7684\u91d1\u878d\u7de9\u548c\u306b\u3088\u3063\u3066\u91d1\u878d\u6a5f\u95a2\u304c\u653f\u5e9c\u304b\u3089\u8cb7\u3063\u305f\u56fd\u50b5\u3092\u8cb7\u3044\u53d6\u3063\u3066\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u6301\u3064\u300c\u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u300d\u6b8b\u9ad8\u3092\u5897\u3084\u3057\u307e\u3059\u3002\u3059\u308b\u3068\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u5897\u3048\u305f\u300c\u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u300d\u3092\u4f01\u696d\u3084\u500b\u4eba\u306b\u8cb8\u3057\u4ed8\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8cea\u7684\u91d1\u878d\u7de9\u548c\u3068\u306f\u3001\u65e5\u9280\u304c\u4fdd\u6709\u3059\u308b\u56fd\u50b5\u306e\u4fdd\u6709\u671f\u9593\u3092\u5ef6\u3070\u3057\u305f\u308a\u3001\u56fd\u50b5\u4ee5\u5916\u306b\u3082\u8cb7\u3044\u5165\u308c\u305f\u308a\u3059\u308b\u3001\u3044\u308f\u3086\u308b\u300c\u8cea\u7684\u300d\u306a\u624b\u6bb5\u306b\u3088\u3063\u3066\u3001\u5e02\u4e2d\u306b\u51fa\u56de\u308b\u304a\u91d1\u3092\u5897\u3084\u3059\u3053\u3068\u3067\u3059\u3002\u65e5\u9280\u304c\u4fdd\u6709\u3059\u308b\u56fd\u50b5\u3092\u9577\u304f\u4fdd\u6709\u3059\u308b\u3053\u3068\u3001\u305d\u3057\u3066\u56fd\u50b5\u4ee5\u5916\u306b\u8a3c\u5238\u53d6\u5f15\u6240\u306b\u4e0a\u5834\u3055\u308c\u3066\u3044\u308b\u6295\u8cc7\u4fe1\u8a17\u306a\u3069\u591a\u69d8\u306a\u91d1\u878d\u8cc7\u7523\u3092\u8cb7\u3044\u5165\u308c\u308b\u3053\u3068\u304c\u3053\u3053\u3067\u8a00\u3046\u8cea\u7684\u91d1\u878d\u7de9\u548c\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u91d1\u878d\u7de9\u548c\u306f\u305d\u308c\u307e\u3067\u3082\u4f55\u5ea6\u304b\u5b9f\u65bd\u3055\u308c\u305f\u3082\u306e\u306e\u3001\u30a2\u30d9\u30ce\u30df\u30af\u30b9\u306b\u304a\u3051\u308b\u91d1\u878d\u7de9\u548c\u3067\u306f\u3001\u300c\u91cf\u300d\u3082\u300c\u8cea\u300d\u3082\u305d\u308c\u307e\u3067\u306e\u91d1\u878d\u653f\u7b56\u3068\u306f\u7570\u306a\u308b\u305f\u3081\u300c\u7570\u6b21\u5143\u306e\u91d1\u878d\u7de9\u548c\u300d\u3068\u547c\u3070\u308c\u307e\u3057\u305f\u3002<\/p>\n<h3 id=\"07\">\u9577\u30fb\u77ed\u91d1\u5229\u3092\u64cd\u4f5c\u3059\u308b\u3068\u306f?<\/h3>\n<p>\u3053\u3053\u3067\u306f\u3001\u300c\u9577\u77ed\u91d1\u5229\u64cd\u4f5c\u4ed8\u304d\u300d\u306e\u91d1\u878d\u7de9\u548c\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002\u5b9f\u306f\u30012013\u5e74\u306e\u30a2\u30d9\u30ce\u30df\u30af\u30b9\u958b\u59cb\u6642\u304a\u3044\u3066\u306f\u3001\u300c\u91cf\u7684\u30fb\u8cea\u7684\u91d1\u878d\u7de9\u548c\u300d\u3067\u3057\u305f\u304c\u30012016\u5e749\u6708\u304b\u3089\u300c\u9577\u77ed\u91d1\u5229\u64cd\u4f5c\u4ed8\u304d\u91cf\u7684\u30fb\u8cea\u7684\u91d1\u878d\u7de9\u548c\u300d\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u65e2\u306b\u8aac\u660e\u3057\u305f\u3068\u304a\u308a\u65e5\u9280\u304c\u91d1\u5229\u3092\u4e0b\u3052\u308b\u653f\u7b56\u304c\u91d1\u878d\u7de9\u548c\u3067\u3059\u3002\u3053\u306e\u300c\u91d1\u5229\u300d\u306b\u306f2\u7a2e\u985e\u3042\u308a\u307e\u3059\u3002\u300c\u9577\u671f\u91d1\u5229\u300d\u3068\u300c\u77ed\u671f\u91d1\u5229\u300d\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u501f\u308a\u305f\u304a\u91d1\u3092\u5168\u90e8\u8fd4\u3059\u307e\u3067\u306e\u671f\u9593\u3092\u511f\u9084\u671f\u9593\u3068\u8a00\u3044\u307e\u3059\u304c\u3001\u511f\u9084\u671f\u9593\u304c\uff11\u5e74\u4ee5\u4e0a\u306e\u5834\u5408\u306e\u91d1\u5229\u3092\u9577\u671f\u91d1\u5229\u3001\u53cd\u5bfe\u306b\u511f\u9084\u671f\u9593\u304c\uff11\u5e74\u672a\u6e80\u306e\u5834\u5408\u306e\u91d1\u5229\u3092\u77ed\u671f\u91d1\u5229\u3068\u8a00\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f01\u696d\u304c\u6bd4\u8f03\u7684\u5927\u898f\u6a21\u306a\u8a2d\u5099\u306e\u305f\u3081\u306e\u501f\u5165\u3092\u3057\u305f\u308a\u3001\u500b\u4eba\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u308a\u3059\u308b\u5834\u5408\u306f\u9577\u671f\u3068\u306a\u308b\u3053\u3068\u304c\u591a\u3044\u305f\u3081\u3001\u77ed\u671f\u91d1\u5229\u3088\u308a\u9577\u671f\u91d1\u5229\u306e\u307b\u3046\u304c\u7d4c\u6e08\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u306f\u5927\u304d\u3044\u3068\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5148\u307b\u3069\u306e\u65e5\u9280\u878d\u653f\u7b56\u6c7a\u5b9a\u4f1a\u5408\u306b\u304a\u3044\u3066\u306f\u3001\u9577\u671f\u91d1\u5229\u306f10\u5e74\u7269\u56fd\u50b5\u91d1\u5229\u3092\u30bc\u30ed%\u7a0b\u5ea6\u3068\u3057\u3001\u307e\u305f\u77ed\u671f\u91d1\u5229\u306f\u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u306e\u4e00\u90e8\u3092\u30de\u30a4\u30ca\u30b90.1%\u306e\u91d1\u5229\u3092\u9069\u7528\u3059\u308b\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u3059\u306a\u308f\u3061\u3001\u65e5\u9280\u306f\u9577\u671f\u91d1\u5229\u3092\u30bc\u30ed%\u3001\u77ed\u671f\u91d1\u5229\u3092\u30de\u30a4\u30ca\u30b90.1%\u306a\u3069\u3068\u3059\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u91d1\u5229\u3092\u305d\u308c\u305e\u308c\u4f4e\u304f\u8a98\u5c0e\u3057\u3001\u4f01\u696d\u3084\u500b\u4eba\u304c\u304a\u91d1\u3092\u501f\u5165\u3057\u3084\u3059\u304f\u3059\u308b\u653f\u7b56\u306a\u306e\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u30de\u30a4\u30ca\u30b9\u91d1\u5229\u306e\u4e2d\u3067\u306f\u91d1\u878d\u6a5f\u95a2\u304c\u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u3092\u4f7f\u308f\u306a\u3044\u3068\u3001\u305d\u306e\u91d1\u878d\u6a5f\u95a2\u306e\u6b8b\u9ad8\u306f\u7d50\u679c\u7684\u306b\u3069\u3093\u3069\u3093\u6e1b\u3063\u3066\u3044\u304f\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u3053\u307e\u3067\u89e3\u8aac\u3057\u3066\u304d\u305f\u3053\u3068\u304c\u3001\u300c\u65e5\u9280\u304c\u5b9f\u65bd\u3057\u305f\u91d1\u878d\u653f\u7b56\u306f\u9577\u30fb\u77ed\u306e\u91d1\u5229\u3092\u8a98\u5c0e\u3057\u3064\u3064\u3001\u56fd\u50b5\u305d\u306e\u4ed6\u306e\u6709\u4fa1\u8a3c\u5238\u3092\u5e02\u4e2d\u304b\u3089\u7a4d\u6975\u7684\u306b\u8cb7\u3063\u3066\u3001\u6700\u7d42\u7684\u306b\u306f\u4e16\u306e\u4e2d\u306b\u51fa\u56de\u308b\u304a\u91d1\u3092\u5897\u3084\u305d\u3046\u3068\u3059\u308b\u91d1\u878d\u7de9\u548c\u653f\u7b56\u3067\u3042\u308a\u30012%\u306e\u30a4\u30f3\u30d5\u30ec\u7387\u9054\u6210\u3092\u76ee\u6a19\u3068\u3057\u3066\u3044\u308b\u300d\u3053\u3068\u3092\u610f\u5473\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2 id=\"08\">Youtube\u52d5\u753b\u3067\u30dd\u30a4\u30f3\u30c8\u3092\u89e3\u8aac\u4e2d\uff01<\/h2>\n<p><script>makeMarkup(\"OJO5SJxCOLc\");<\/script><\/p>\n<div class=\"figure movie\">\n<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/OJO5SJxCOLc\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div>\n<p>\u534a\u6ca2\u76f4\u6a39\u3067\u8a71\u984c\u306e\u300c\u91d1\u878d\u7de9\u548c\u300d\u3063\u3066\u3069\u3093\u306a\u653f\u7b56\uff1f \u3010\u65e5\u9280\u306e\u91d1\u3011,3\u5206\u3067\u308f\u304b\u308b!\u7a0e\u91d1\u30c1\u30e3\u30f3\u30cd\u30eb<\/p>\n<h3>\u30d3\u30b9\u30ab\u30b9\u516c\u5f0fYouTube\u30c1\u30e3\u30f3\u30cd\u30eb\u306e\u3054\u6848\u5185<\/h3>\n<p>\u30d3\u30b9\u30ab\u30b9\u516c\u5f0fYouTube\u30c1\u30e3\u30f3\u30cd\u30eb\u300c3\u5206\u3067\u308f\u304b\u308b!\u7a0e\u91d1\u30c1\u30e3\u30f3\u30cd\u30eb\u300d\u3067\u306f\u3001\u304a\u91d1\u306b\u95a2\u3059\u308b\u7591\u554f\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u7c21\u5358\u306b\u7d39\u4ecb\u4e2d\uff01<br \/>\n\u30c1\u30e3\u30f3\u30cd\u30eb\u767b\u9332\u306f\u3053\u3061\u3089\uff1a<a href=\"https:\/\/www.youtube.com\/channel\/UCOaLRr3MjcpO_VyU-c7NChA\" class=\"ex--links\" target=\"_blank\" rel=\"noopener noreferrer\">3\u5206\u3067\u308f\u304b\u308b\uff01\u7a0e\u91d1\u30c1\u30e3\u30f3\u30cd\u30eb<\/i><\/a><\/p>\n<h2 id=\"09\">\u307e\u3068\u3081<\/h2>\n<p>\u91d1\u878d\u7de9\u548c\u3092\u306f\u3058\u3081\u3068\u3059\u308b\u91d1\u878d\u653f\u7b56\u3067\u306f\u3001\u73fe\u5728\u306e\u308f\u304c\u56fd\u306e\u7d4c\u6e08\u306e\u6839\u672c\u7684\u306a\u554f\u984c\u3092\u89e3\u6c7a\u3067\u304d\u3066\u3044\u307e\u305b\u3093\u30022020\u5e744\u6708\u306b\u306f\u30b3\u30ed\u30ca\u306e\u5f71\u97ff\u3067\u56fd\u50b5\u306e\u8cb7\u3044\u5165\u308c\u4e0a\u9650\u3092\u64a4\u5ec3\u3059\u308b\u8ffd\u52a0\u7684\u306a\u91d1\u878d\u7de9\u548c\u7b56\u3092\u8b1b\u3058\u307e\u3057\u305f\u304c\u3001\u4eca\u5f8c\u3082\u4ed6\u306e\u653f\u7b56\u3068\u3068\u3082\u306b\u91d1\u878d\u653f\u7b56\u306b\u304a\u3044\u3066\u3082\u3055\u3089\u306a\u308b\u7b56\u304c\u5fc5\u8981\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<div class=\"sankou\">\n<p class=\"ttl-sankou\">\u25bc\u53c2\u8003\u8cc7\u6599<\/p>\n<ul>\n<li><a href=\"https:\/\/www.boj.or.jp\/announcements\/press\/kaiken_2020\/kk200918a.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.boj.or.jp\/announcements\/press\/kaiken_2020\/kk200918a.pdf<\/a><\/i><\/li>\n<li><a href=\"https:\/\/www.boj.or.jp\/announcements\/press\/koen_2014\/data\/ko140320a1.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.boj.or.jp\/announcements\/press\/koen_2014\/data\/ko140320a1.pdf<\/a><\/i><\/li>\n<li><a href=\"https:\/\/www.stat.go.jp\/data\/cpi\/index.html\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.stat.go.jp\/data\/cpi\/index.html<\/a><\/i><\/li>\n<li><a href=\"https:\/\/www.boj.or.jp\/announcements\/education\/data\/boj_pamphlet.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.boj.or.jp\/announcements\/education\/data\/boj_pamphlet.pdf<\/a><\/i><\/li>\n<li><a href=\"https:\/\/www.boj.or.jp\/announcements\/education\/oshiete\/seisaku\/b42.htm\/\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.boj.or.jp\/announcements\/education\/oshiete\/seisaku\/b42.htm\/<\/a><\/i><\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u300c\u91d1\u878d\u7de9\u548c\u300d\u3068\u805e\u3044\u3066\u3082\u7d4c\u6e08\u306b\u8208\u5473\u304c\u3042\u308b\u4eba\u3067\u306a\u3051\u308c\u3070\u3001\u5c11\u3057\u96e3\u3057\u3044\u8a71\u3068\u8003\u3048\u3066\u3057\u307e\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u3001\u65b0\u578b\u30b3\u30ed\u30ca\u30a6\u30a3\u30eb\u30b9\u611f\u67d3\u75c7\u306e\u5f71\u97ff\u3067\u4eca\u5f8c\u3001\u79c1\u305f\u3061\u306e\u66ae\u3089\u3057\u3001\u7d4c\u6e08\u306f\u3069\u3046\u306a\u308b\u306e\u304b\u306f\u8ab0\u3082\u304c\u77e5\u308a\u305f\u3044\u3053\u3068\u3067\u3059\u3002 \u305d\u3053\u3067\u3001\u3053\u306e\u8a18\u4e8b\u3067\u306f\u4eca\u5f8c\u306e\u7d4c\u6e08\u306e\u52d5\u304d\u3092\u8ffd\u3046\u524d\u63d0\u3068\u306a\u308b\u300c\u91d1\u878d\u7de9\u548c\u300d\u306b\u3064\u3044\u3066\u306e\u57fa\u790e\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002 \u305d\u3082 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":306428,"template":"","meta":{"_acf_changed":false,"footnotes":""},"mgmt_ct":[34],"writer":[106],"common_tags":[188],"class_list":["post-100707","management","type-management","status-publish","has-post-thumbnail","hentry","mgmt_ct-keiri","writer-oka","common_tags-3min-video","entry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/management\/100707","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/management"}],"about":[{"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/types\/management"}],"author":[{"embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":1,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/management\/100707\/revisions"}],"predecessor-version":[{"id":306427,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/management\/100707\/revisions\/306427"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/media\/306428"}],"wp:attachment":[{"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/media?parent=100707"}],"wp:term":[{"taxonomy":"mgmt_ct","embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/mgmt_ct?post=100707"},{"taxonomy":"writer","embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/writer?post=100707"},{"taxonomy":"common_tags","embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/common_tags?post=100707"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}