{"id":201419,"date":"2021-12-16T00:00:00","date_gmt":"2021-12-15T15:00:00","guid":{"rendered":"https:\/\/www.all-senmonka.jp\/moneyizm-new\/money\/9640\/"},"modified":"2021-12-16T00:00:00","modified_gmt":"2021-12-16T00:00:00","slug":"9640","status":"publish","type":"money","link":"https:\/\/www.all-senmonka.jp\/moneyizm\/money\/9640\/","title":{"rendered":"\u6cd5\u4eba\u306e\u3082\u3046\u3051\u306f\u7a0e\u91d1\u5929\u5f15\u304d\u5f8c\u306e\u9810\u91d1\u5229\u606f\u3088\u308a\u4e0b\u56de\u308b?\u4f1a\u793e\u306e\u5229\u56de\u308a\u3068\u306f"},"content":{"rendered":"<p>\u4f1a\u793e\u306e\u8cc7\u672c\u306b\u5bfe\u3059\u308b\u3082\u3046\u3051\u306e\u5272\u5408\u304c\u3001\u9810\u91d1\u91d1\u5229\u3088\u308a\u3082\u5c11\u306a\u3044\u30b1\u30fc\u30b9\u306f\u3088\u304f\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u5834\u5408\u3001\u4f01\u696d\u6d3b\u52d5\u3092\u3057\u306a\u3044\u3067\u3001\u4f1a\u793e\u306e\u5168\u8ca1\u7523\u3092\u9280\u884c\u9810\u91d1\u306b\u9810\u3051\u5165\u308c\u305f\u307b\u3046\u304c\u52b9\u7387\u3088\u304f\u5229\u76ca(\u9810\u91d1\u5229\u606f)\u304c\u5f97\u3089\u308c\u308b\u3068\u3044\u3048\u307e\u3059\u3002\u305d\u3053\u3067\u3001\u4f1a\u793e\u304c\u6295\u4e0b\u3057\u305f\u8cc7\u672c\u306b\u5bfe\u3059\u308b\u3082\u3046\u3051\u306e\u5272\u5408\u306e\u8ca1\u52d9\u6307\u6a19\u306b\u3064\u3044\u3066\u9810\u91d1\u91d1\u5229\u3068\u6bd4\u8f03\u3057\u306a\u304c\u3089\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h2 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id=\"02\">ROA\u3068\u306f\u5229\u56de\u308a\u3067\u3042\u308b<\/h3>\n<p>ROA(\u7dcf\u8cc7\u7523\u5229\u76ca\u7387)\u3068\u306f\u6cd5\u4eba\u306e\u7dcf\u5408\u7684\u306a\u53ce\u76ca\u6027\u3092\u6e2c\u308b\u5c3a\u5ea6\u3067\u3001\u300c\u6295\u4e0b\u3057\u305f\u8cc7\u672c\u306b\u5bfe\u3057\u3066\u3044\u304f\u3089\u5229\u76ca\u3092\u7372\u5f97\u3057\u305f\u306e\u304b\u300d\u3068\u3044\u3046\u8cc7\u672c\u52b9\u7387\u3092\u793a\u3057\u307e\u3059\u3002ROA\u306f\u9810\u91d1\u306b\u5bfe\u3059\u308b\u9810\u91d1\u5229\u606f\u306e\u95a2\u4fc2\u3068\u6bd4\u8f03\u3057\u3066\u8003\u3048\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3001\u305d\u306e\u610f\u5473\u304b\u3089\u4f01\u696d\u306e\u5229\u56de\u308a\u3068\u6349\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6295\u4e0b\u3057\u305f\u8cc7\u672c\u304c\u540c\u984d\u306e\u5834\u5408\u3001\u5229\u76ca\u304c\u5927\u304d\u3044\u4f01\u696d\u306e\u307b\u3046\u304c\u8cc7\u672c\u52b9\u7387\u304c\u3088\u304f\u306a\u308a\u307e\u3059\u3002\u4e00\u65b9\u3001ROA\u304c\u9810\u91d1\u91d1\u5229\u3088\u308a\u4f4e\u3044\u5834\u5408\u3001\u6cd5\u4eba\u304c\u8cc7\u672c\u3092\u6295\u3058\u5229\u76ca\u3092\u7372\u5f97\u3057\u3066\u7a0e\u91d1\u3092\u7d0d\u4ed8\u3059\u308b\u3088\u308a\u3082\u5b9a\u671f\u9810\u91d1\u306b\u9810\u3051\u5165\u308c\u305f\u307e\u307e\u306e\u307b\u3046\u304c\u53d7\u53d6\u5229\u606f\u3068\u3044\u3046\u5229\u76ca\u3092\u7372\u5f97\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3 id=\"03\">ROA\u306e\u7b97\u5b9a\u65b9\u6cd5<\/h3>\n<p>ROA\u3092\u3088\u308a\u30a4\u30e1\u30fc\u30b8\u3057\u3084\u3059\u304f\u3059\u308b\u305f\u3081\u306b\u3001\u4e0d\u52d5\u7523\u6295\u8cc7\u3092\u4f8b\u306b\u7b97\u5b9a\u65b9\u6cd5\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p class=\"ex\">\u4f8b)\u3042\u308b\u4f1a\u793e\u5f79\u54e1\u304c\u4e0d\u52d5\u7523\u6295\u8cc7\u306e\u76ee\u7684\u30674,000\u4e07\u5186\u306e\u30de\u30f3\u30b7\u30e7\u30f3\u3092\u8cfc\u5165\u3057\u305f\u5834\u5408<\/p>\n<p>&nbsp;<\/p>\n<p>\u30fb\u4e0d\u52d5\u7523\u6295\u8cc7\u306b\u5bfe\u3059\u308b\u7a0e\u91d1\u3092\u7d0d\u4ed8\u3057\u305f\u6b8b\u308a\u306e\u3082\u3046\u3051\u304c100\u4e07\u306e\u5834\u5408<\/p>\n<div class=\"calc03\">ROA\uff1d\u3082\u3046\u3051100\u4e07\u5186\u00f7\u30de\u30f3\u30b7\u30e7\u30f3\u306e\u8cfc\u5165\u91d1\u984d4,000\u4e07\u5186\uff1d2.5\uff05<\/div>\n<p>&nbsp;<\/p>\n<p>\u30fb\u4e0d\u52d5\u7523\u6295\u8cc7\u306b\u5bfe\u3059\u308b\u7a0e\u91d1\u3092\u7d0d\u4ed8\u3057\u305f\u6b8b\u308a\u306e\u3082\u3046\u3051\u304c500\u5186\u306e\u5834\u5408<\/p>\n<div class=\"calc03\">ROA\uff1d\u3082\u3046\u3051500\u5186\u00f7\u30de\u30f3\u30b7\u30e7\u30f3\u306e\u8cfc\u5165\u91d1\u984d4,000\u4e07\u5186\uff1d0.00125\uff05<\/div>\n<p>\u3053\u306e\u5834\u5408\u4e00\u822c\u7684\u306a\u90fd\u5e02\u9280\u884c\u306e\u5b9a\u671f\u9810\u91d1\u306e\u91d1\u5229\u76f8\u5834\u3092\u4e0b\u56de\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<div class=\"kyakuchu\">\u203b\u4e0d\u52d5\u7523\u6295\u8cc7\u306e\u5834\u5408\u3001\u8d64\u5b57\u5206\u3092\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\u306e\u30b3\u30b9\u30c8\u3068\u6349\u3048\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u8001\u5f8c\u306e\u751f\u6d3b\u8cbb\u78ba\u4fdd\u306a\u3069\u5229\u56de\u308a\u4ee5\u5916\u306e\u8981\u7d20\u3082\u4e0d\u52d5\u7523\u6295\u8cc7\u3092\u3059\u308b\u969b\u306e\u610f\u601d\u6c7a\u5b9a\u306e\u6750\u6599\u306b\u306a\u308a\u5f97\u307e\u3059\u3002<\/div>\n<h3 id=\"04\">ROA\u3092\u9ad8\u3081\u308b\u65b9\u6cd5<\/h3>\n<p>ROA\u306f\u4ee5\u4e0b\u306e\u8a08\u7b97\u5f0f\u3067\u8868\u73fe\u3067\u304d\u307e\u3059\u3002<\/p>\n<div class=\"calc03\">\u5229\u76ca\u00f7\u7dcf\u8cc7\u672c\u00d7100\uff1dROA(\u7dcf\u8cc7\u672c\u5229\u76ca\u7387)<\/div>\n<p>&nbsp;<\/p>\n<p>\u4e0a\u8a18\u306e\u7b97\u5f0f\u30922\u3064\u306e\u8ca1\u52d9\u6307\u6a19\u306b\u5206\u89e3\u3059\u308b\u3068\u3001\u6b21\u306e\u3068\u304a\u308a\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<div class=\"calc03\">\uff08\u5229\u76ca\u00f7\u58f2\u4e0a\u9ad8(\u58f2\u4e0a\u9ad8\u5229\u76ca\u7387)\uff09\u00d7\uff08\u58f2\u4e0a\u9ad8\u00f7\u7dcf\u8cc7\u672c(\u7dcf\u8cc7\u672c\u56de\u8ee2\u7387)\uff09\u00d7100\uff1dROA(\u7dcf\u8cc7\u672c\u5229\u76ca\u7387)<\/div>\n<p>&nbsp;<\/p>\n<p>\u58f2\u4e0a\u9ad8\u5229\u76ca\u7387\u3068\u306f\u3001\u58f2\u4e0a\u9ad8\u306b\u5360\u3081\u308b\u5229\u76ca\u306e\u5272\u5408\u3067\u3042\u308a\u3001\u53ce\u76ca\u6027\u3092\u793a\u3059\u6307\u6a19\u3067\u3059\u3002\u58f2\u4e0a\u304c\u540c\u984d\u306e\u5834\u5408\u3001\u3088\u308a\u5c11\u306a\u3044\u30b3\u30b9\u30c8\u3067\u8ca9\u58f2\u3057\u305f\u307b\u3046\u304c\u58f2\u4e0a\u9ad8\u5229\u76ca\u7387\u306f\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u305d\u306e\u305f\u3081\u53ce\u76ca\u6027\u3092\u9ad8\u3081\u308b\u305f\u3081\u306b\u306f\u3001\u7372\u5f97\u3057\u305f\u58f2\u4e0a\u9ad8\u306e\u3046\u3061\u30b3\u30b9\u30c8\u3092\u5dee\u3057\u5f15\u3044\u305f\u5229\u76ca\u304c\u6b8b\u305b\u308b\u306e\u304b\u304c\u30dd\u30a4\u30f3\u30c8\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e00\u65b9\u3001\u7dcf\u8cc7\u672c\u56de\u8ee2\u7387\u3068\u306f\u3001\u7dcf\u8cc7\u672c(\u6295\u4e0b\u3057\u305f\u8cc7\u672c)\u306b\u5360\u3081\u308b\u58f2\u4e0a\u9ad8\u306e\u5272\u5408\u3067\u3042\u308a\u3001\u52b9\u7387\u6027\u3092\u793a\u3059\u6307\u6a19\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u4e0d\u52d5\u7523\u6295\u8cc7\u306e\u8cc3\u8cb8\u53ce\u5165(\u58f2\u4e0a\u9ad8)\u304c\u540c\u984d\u3067\u3042\u308c\u3070\u3001\u6295\u8cc7\u984d4,000\u4e07\u5186\u306e\u65b0\u7bc9\u30de\u30f3\u30b7\u30e7\u30f3\u3088\u308a\u3082\u6295\u8cc7\u984d2,000\u4e07\u5186\u306e\u4e2d\u53e4\u30de\u30f3\u30b7\u30e7\u30f3\u306e\u307b\u3046\u304c\u52b9\u7387\u6027\u304c\u3088\u3044\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002<\/p>\n<h3 id=\"05\">ROA\u3092\u4e8b\u696d\u7d4c\u55b6\u306b\u5f53\u3066\u306f\u3081\u308b\u3068?<\/h3>\n<p>\u4e0d\u52d5\u7523\u6295\u8cc7\u3092\u6295\u4e0b\u3057\u305f\u8cc7\u672c\u306b\u76f8\u5f53\u3059\u308b\u7dcf\u8cc7\u672c\u306f\u6295\u8cc7\u7269\u4ef6\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u4f01\u696d\u6d3b\u52d5\u306b\u5f53\u3066\u306f\u3081\u308b\u3068\u3001\u304a\u3082\u306b\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\u73fe\u91d1\u3001\u9810\u8caf\u91d1<\/li>\n<li>\u58f2\u639b\u91d1\u306a\u3069\u306e\u50b5\u6a29(\u73fe\u91d1\u53d6\u5f15\u306b\u305b\u305a\u3001\u4fe1\u7528\u53d6\u5f15\u306b\u3059\u308b\u3053\u3068\u3067\u8ca9\u58f2\u6d3b\u52d5\u306b\u8ca2\u732e\u3057\u3066\u3044\u308b\u305f\u3081)<\/li>\n<li>\u5efa\u7269\u3001\u8a2d\u5099\u3001\u8eca\u4e21\u3001\u5668\u5177\u5099\u54c1\u306a\u3069\u306e\u56fa\u5b9a\u8cc7\u7523<\/li>\n<li>\u8cc3\u8cb8\u7269\u4ef6\u306e\u6577\u91d1\u30fb\u4fdd\u8a3c\u91d1(\u4e0d\u52d5\u7523\u4f1a\u793e\u306b\u5dee\u3057\u51fa\u3059\u3053\u3068\u3067\u8cc3\u8cb8\u7269\u4ef6\u304c\u501f\u308a\u3089\u308c\u308b\u305f\u3081)<\/li>\n<\/ul>\n<h2 id=\"06\">\u53ce\u76ca\u6027\u3092\u9ad8\u3081\u308b\u65b9\u6cd5<\/h2>\n<p>\u53ce\u76ca\u6027\u3092\u9ad8\u3081\u308b\u65b9\u6cd5\u306f\u58f2\u4e0a\u9ad8\u3092\u7372\u5f97\u3057\u3001\u30b3\u30b9\u30c8\u3092\u304b\u3051\u306a\u3044\u3053\u3068\u306b\u5c3d\u304d\u307e\u3059\u3002\u305d\u3053\u3067\u30013\u3064\u306e\u8ca1\u52d9\u6307\u6a19\u304b\u3089\u53ce\u76ca\u6027\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\n<h3 id=\"07\">\u58f2\u4e0a\u9ad8\u7d4c\u5e38\u5229\u76ca\u7387\u3092\u9ad8\u3081\u308b<\/h3>\n<p>\u58f2\u4e0a\u9ad8\u7d4c\u5e38\u5229\u76ca\u7387\u3068\u306f\u3001\u58f2\u4e0a\u9ad8\u306b\u5360\u3081\u308b\u7d4c\u5e38\u5229\u76ca\u306e\u5272\u5408\u3067\u3059\u3002<\/p>\n<div class=\"calc03\">\u7d4c\u5e38\u5229\u76ca\u00f7\u58f2\u4e0a\u9ad8\u00d7100\uff1d\u58f2\u4e0a\u9ad8\u7d4c\u5e38\u5229\u76ca\u7387<\/div>\n<p>&nbsp;<\/p>\n<p>\u640d\u76ca\u8a08\u7b97\u66f8\u306e\u5229\u76ca\u306e\u3072\u3068\u3064\u3067\u3042\u308b\u7d4c\u5e38\u5229\u76ca\u3068\u306f\u3001\u901a\u5e38\u306e\u4f01\u696d\u6d3b\u52d5\u3067\u7372\u5f97\u3057\u305f\u5229\u76ca\u3067\u3001\u4f01\u696d\u306e\u53ce\u76ca\u529b\u3092\u793a\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u58f2\u4e0a\u9ad8\u7d4c\u5e38\u5229\u76ca\u7387\u3092\u9ad8\u3081\u308b\u65b9\u6cd5\u306f\u300c\u5546\u54c1\u306b\u4ed8\u52a0\u4fa1\u5024\u3092\u4ed8\u3051\u308b\u306a\u3069\u306b\u3088\u308a\u3001\u58f2\u4e0a\u7dcf\u5229\u76ca\u7387(\u7c97\u5229\u76ca\u7387\u3001\u8ca9\u58f2\u5229\u76ca\u7387)\u3092\u4e0a\u3052\u308b\u300d\u3084\u300c\u58f2\u4e0a\u6e1b\u5c11\u3092\u8b66\u6212\u3057\u306a\u304c\u3089\u306e\u56fa\u5b9a\u8cbb\u306e\u524a\u6e1b\u300d\u306a\u3069\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e00\u65b9\u3001\u300c\u7a0e\u91d1\u306e\u652f\u6255\u984d\u3092\u6e1b\u3089\u3057\u305f\u3044\u300d\u3068\u3044\u3046\u76ee\u7684\u3060\u3051\u3067\u3001\u4ea4\u969b\u8cbb\u306a\u3069\u3092\u6d6a\u8cbb\u3057\u3066\u6cd5\u4eba\u6240\u5f97\u3092\u5727\u7e2e\u3059\u308b\u3068\u3001\u7d4c\u5e38\u5229\u76ca\u306f\u6e1b\u5c11\u3057\u3001ROA\u3082\u4f4e\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<h3 id=\"08\">\u58f2\u4e0a\u9ad8\u4eba\u4ef6\u8cbb\u6bd4\u7387\u3092\u4f4e\u304f\u3059\u308b<\/h3>\n<p>\u58f2\u4e0a\u9ad8\u4eba\u4ef6\u8cbb\u6bd4\u7387\u3068\u306f\u3001\u58f2\u4e0a\u9ad8\u306b\u5360\u3081\u308b\u4eba\u4ef6\u8cbb\u306e\u5272\u5408\u3067\u3059\u3002<\/p>\n<div class=\"calc03\">\u4eba\u4ef6\u8cbb\u00f7\u58f2\u4e0a\u9ad8\u00d7100\uff1d\u58f2\u4e0a\u9ad8\u4eba\u4ef6\u8cbb\u7387<\/div>\n<p>&nbsp;<\/p>\n<p>\u7279\u306b\u52b4\u50cd\u96c6\u7d04\u578b\u7523\u696d\u306e\u5834\u5408\u3001\u751f\u7523\u8981\u7d20\u306b\u5360\u3081\u308b\u8cc7\u672c\u306e\u5272\u5408\u304c\u4f4e\u304f\u3001\u4eba\u9593\u306e\u52b4\u50cd\u529b\u306b\u983c\u308b\u5272\u5408\u304c\u5927\u304d\u3044\u305f\u3081\u3001\u58f2\u4e0a\u9ad8\u306e\u7372\u5f97\u306b\u306f\u52b9\u7387\u306e\u3088\u3044\u4eba\u4ef6\u8cbb\u306e\u6295\u5165\u304c\u5927\u5207\u3067\u3059\u3002\u58f2\u4e0a\u9ad8\u4eba\u4ef6\u8cbb\u6bd4\u7387\u3092\u9ad8\u3081\u308b\u65b9\u6cd5\u306f\u30ce\u30f3\u30b3\u30a2\u696d\u52d9\u3092\u30a2\u30a6\u30c8\u30bd\u30fc\u30b7\u30f3\u30b0\u5316\u3059\u308b\u306a\u3069\u3001\u30b3\u30b9\u30c8\u30ab\u30c3\u30c8\u3059\u308b\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3 id=\"09\">\u52b4\u50cd\u751f\u7523\u6027\u3092\u9ad8\u3081\u308b<\/h3>\n<p>\u52b4\u50cd\u751f\u7523\u6027\u3068\u306f\u3001\u5f93\u696d\u54e1\u6570\u306b\u5360\u3081\u308b\u4ed8\u52a0\u4fa1\u5024\u984d(\u58f2\u4e0a\u7dcf\u5229\u76ca\u306b\u8fd1\u3044\u6570\u5024)\u306e\u5272\u5408\u3067\u3059\u3002<\/p>\n<div class=\"calc03\">\u4ed8\u52a0\u4fa1\u5024\u984d(\u203b)\u00f7\u5f93\u696d\u54e1\u6570\u00d7100\uff1d\u52b4\u50cd\u751f\u7523\u6027<\/div>\n<div class=\"kyakuchu\">\u203b\u4eba\u4ef6\u8cbb\uff0b\u652f\u6255\u5229\u606f\u7b49\uff0b\u52d5\u7523\u30fb\u4e0d\u52d5\u7523\u8cc3\u501f\u6599\uff0b\u79df\u7a0e\u516c\u8ab2\uff0b\u55b6\u696d\u7d14\u76ca<\/div>\n<p>&nbsp;<\/p>\n<p>\u52b4\u50cd\u751f\u7523\u6027\u3092\u9ad8\u3081\u308b\u305f\u3081\u306b\u306f\u3001\u4e00\u4eba\u5f53\u305f\u308a\u306e\u4ed8\u52a0\u4fa1\u5024\u984d\u3092\u4e0a\u3052\u308b\u3053\u3068\u304c\u30dd\u30a4\u30f3\u30c8\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u308c\u306f\u540c\u6642\u306b\u52b4\u50cd\u5206\u914d\u7387\u3068\u3044\u3046\u4ed8\u52a0\u4fa1\u5024\u984d\u306b\u5360\u3081\u308b\u4eba\u4ef6\u8cbb\u306e\u5272\u5408\u3092\u4e0b\u3052\u308b\u3053\u3068\u306b\u3082\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n<h2 id=\"10\">\u52b9\u7387\u6027\u3092\u9ad8\u3081\u308b\u65b9\u6cd5<\/h2>\n<p>\u52b9\u7387\u6027\u3092\u9ad8\u3081\u308b\u3053\u3068\u3067\u3001\u5c11\u306a\u3044\u8cc7\u7523\u3067\u3082\u52b9\u7387\u3088\u304f\u6d3b\u7528\u3059\u308b\u8ca1\u52d9\u4f53\u8cea\u306b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3 id=\"11\">\u5206\u6bcd\u306e\u300c\u7dcf\u8cc7\u7523\u300d\u3092\u6e1b\u3089\u3059\u306e\u304c\u57fa\u672c<\/h3>\n<p>\u5206\u6bcd\u3067\u3042\u308b\u300c\u7dcf\u8cc7\u7523\u300d\u3092\u6e1b\u3089\u3059\u3053\u3068\u306b\u3088\u308a\u3001ROA\u3068\u7dcf\u8cc7\u672c\u56de\u8ee2\u7387\u306e\u8ca1\u52d9\u6307\u6a19\u3092\u9ad8\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5177\u4f53\u7684\u306b\u306f\u3001\u8cc7\u7523\u3092\u52b9\u7387\u3088\u304f\u904b\u7528\u3059\u308b\u65b9\u6cd5\u306e\u307b\u304b\u306b\u3001\u300c\u8cc7\u7523\u306e\u30aa\u30d5\u30d0\u30e9\u30f3\u30b9\u5316(\u6c7a\u7b97\u66f8\u306b\u8868\u793a\u3055\u305b\u306a\u3044)\u3092\u3059\u308b\u65b9\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3 id=\"12\">\u4e0d\u826f\u5728\u5eab\u306e\u51e6\u5206\u30fb\u904a\u4f11\u8cc7\u7523\u306e\u58f2\u5374<\/h3>\n<p>\u53ce\u76ca\u3092\u751f\u307e\u306a\u3044\u8cc7\u7523\u3092\u4fdd\u6709\u3057\u7d9a\u3051\u308b\u3053\u3068\u306f\u7dcf\u8cc7\u7523\u3060\u3051\u304c\u81a8\u308c\u4e0a\u304c\u308a\u3001\u5206\u5b50\u306e\u5229\u76ca\u304c\u5897\u3048\u306a\u3044\u305f\u3081\u3001ROA\u306e\u8ca1\u52d9\u6307\u6a19\u304c\u4f4e\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002\u305d\u308c\u3092\u56de\u907f\u3059\u308b\u305f\u3081\u3001\u4e0d\u826f\u5728\u5eab\u306e\u51e6\u5206\u3084\u904a\u4f11\u8cc7\u7523\u306e\u58f2\u5374\u306b\u3088\u308a\u3001\u5206\u6bcd\u306e\u7dcf\u8cc7\u7523\u3092\u5727\u7e2e\u3059\u308b\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u58f2\u5374\u640d\u304c\u51fa\u3066\u3082\u3001\u7bc0\u7a0e\u5bfe\u7b56\u306b\u6d3b\u7528\u3067\u304d\u305f\u308a\u3001\u73fe\u91d1\u9810\u91d1\u3092\u7372\u5f97\u3067\u304d\u305f\u308a\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u304c\u5f97\u3089\u308c\u307e\u3059\u3002<\/p>\n<h3 id=\"13\">\u30ea\u30fc\u30b9\u53d6\u5f15\u3092\u30aa\u30d5\u30d0\u30e9\u30f3\u30b9\u5316\u3059\u308b<\/h3>\n<p>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30ea\u30fc\u30b9\u53d6\u5f15(\u4e2d\u9014\u89e3\u7d04\u304c\u3067\u304d\u306a\u3044\u30ea\u30fc\u30b9)\u306b\u3088\u308a\u56fa\u5b9a\u8cc7\u7523\u3092\u30ea\u30fc\u30b9\u3057\u305f\u5834\u5408\u3001\u4e2d\u5c0f\u4f01\u696d\u4f1a\u8a08\u6307\u91dd\u306b\u3088\u308a\u3001\u300c\u30ea\u30fc\u30b9\u7dcf\u984d\u3092\u8cc7\u7523\u8a08\u4e0a\u3059\u308b\u65b9\u6cd5\u300d\u307e\u305f\u306f\u300c\u8cc7\u7523\u306b\u8a08\u4e0a\u3057\u306a\u3044\u30aa\u30d5\u30d0\u30e9\u30f3\u30b9\u5316\u3059\u308b\u65b9\u6cd5\u300d\u304c\u9078\u629e\u3067\u304d\u307e\u3059\u3002\u30aa\u30d5\u30d0\u30e9\u30f3\u30b9\u5316\u3057\u305f\u307b\u3046\u304c\u7dcf\u8cc7\u7523\u304c\u5897\u984d\u3057\u306a\u3044\u3067\u6e08\u3080\u305f\u3081\u3001ROA\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001ROA\u3092\u610f\u8b58\u3059\u308b\u5834\u5408\u3001\u8a2d\u5099\u3092\u8cfc\u5165\u305b\u305a\u306b\u30ea\u30fc\u30b9\u5951\u7d04\u306b\u3057\u305f\u307b\u3046\u304c\u8ca1\u52d9\u6307\u6a19\u306f\u3088\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3 id=\"14\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u6d3b\u7528\u3059\u308b<\/h3>\n<p>\u56de\u53ce\u304c\u6ede\u3063\u3066\u3044\u308b\u58f2\u639b\u50b5\u6a29\u3082\u53ce\u76ca\u3092\u751f\u307e\u306a\u3044\u8cc7\u7523\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u3044\u3046\u58f2\u639b\u50b5\u6a29\u306e\u7ba1\u7406\u3084\u56de\u53ce\u3092\u884c\u3046\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u696d\u8005\u306b\u58f2\u5374\u3059\u308b\u3053\u3068\u3067\u7dcf\u8cc7\u7523\u3092\u5727\u7e2e\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u56de\u53ce\u306e\u898b\u8fbc\u307f\u304c\u306a\u3044\u58f2\u639b\u50b5\u6a29\u3092\u4fdd\u6709\u3057\u305f\u307e\u307e\u306b\u3059\u308b\u3088\u308a\u3082\u3001\u624b\u6570\u6599\u3092\u5dee\u3057\u5f15\u3044\u305f\u6b8b\u984d\u3092\u73fe\u91d1\u5316\u3057\u305f\u307b\u3046\u304c\u52b9\u7387\u306e\u3088\u3044\u8cc7\u7523\u904b\u7528\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n<h2 id=\"15\">\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u306b\u3082\u6ce8\u610f\u3059\u308b<\/h2>\n<p>ROA\u3068\u3044\u3046\u3072\u3068\u3064\u306e\u8ca1\u52d9\u6307\u6a19\u3060\u3051\u3092\u610f\u8b58\u3057\u3059\u304e\u308b\u3068\u3001\u4f01\u696d\u6d3b\u52d5\u306b\u652f\u969c\u3092\u304d\u305f\u3059\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u4f01\u696d\u6d3b\u52d5\u306e\u5229\u56de\u308a\u306e\u307b\u304b\u306b\u3082\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u3082\u6ce8\u8996\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 id=\"16\">\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u3068\u306f<\/h3>\n<p>\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u3068\u306f\u3001\u7dcf\u8cc7\u672c\u306b\u5360\u3081\u308b\u7d14\u8cc7\u7523(\u81ea\u5df1\u8cc7\u672c)\u306e\u5272\u5408\u3067\u3042\u308a\u3001\u7b97\u5f0f\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<div class=\"calc03\">\u7d14\u8cc7\u7523\u00f7\u7dcf\u8cc7\u672c\u00d7100\uff05\uff1d\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387<\/div>\n<p>\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u306f\u4f01\u696d\u306e\u5065\u5168\u6027\u3092\u793a\u3059\u6307\u6a19\u306b\u306a\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u4e0d\u52d5\u7523\u6295\u8cc7\u30674,000\u4e07\u5186\u306e\u6295\u8cc7\u7269\u4ef6\u3092\u982d\u91d1400\u4e07\u5186\u3001\u501f\u5165\u91d13,600\u4e07\u5186(\u4e0d\u52d5\u7523\u6295\u8cc7\u306e\u5834\u5408\u306f\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\u306b\u3088\u308a\u30ea\u30b9\u30af\u30d8\u30c3\u30b8\u3092\u3057\u3066\u3044\u308b)\u306b\u3088\u308a\u8cfc\u5165\u3057\u305f\u3068\u3057\u307e\u3059\u3002\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u306f\u300c\u7d14\u8cc7\u7523(\u8fd4\u6e08\u7fa9\u52d9\u306e\u306a\u3044\u304a\u91d1)400\u4e07\u5186\u00f7\u7dcf\u8cc7\u672c(\u6295\u8cc7\u7269\u4ef6\u306e\u8cfc\u5165\u91d1\u984d)4,000\u4e07\u5186\uff1d10\uff05\u300d\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>ROA\u306e\u8ca1\u52d9\u6307\u6a19\u306b\u306f\u3001\u8ca0\u50b5(\u8fd4\u6e08\u7fa9\u52d9\u306e\u3042\u308b\u304a\u91d1)\u304c\u7121\u95a2\u4fc2\u306e\u305f\u3081\u3001\u501f\u5165\u91d1\u304c\u81a8\u308c\u4e0a\u304c\u308a\u4f01\u696d\u306e\u5065\u5168\u6027\u304c\u640d\u306a\u308f\u308c\u3066\u3082\u3001\u9ad8\u5229\u56de\u308a\u306b\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3 id=\"17\">\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u3092\u9ad8\u3081\u308b\u65b9\u6cd5<\/h3>\n<p>\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u3092\u9ad8\u3081\u308b\u305f\u3081\u306b\u306f\u3001\u7d14\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u306b\u5c3d\u304d\u307e\u3059\u3002\u7d14\u8cc7\u7523\u306f\u3001\u8cc7\u672c\u91d1\u306a\u3069\u306e\u51fa\u8cc7\u984d\u3068\u5229\u76ca\u5270\u4f59\u91d1\u306a\u3069\u306e\u5185\u90e8\u7559\u4fdd\u984d\u306b\u533a\u5206\u3067\u304d\u307e\u3059\u3002\u7d14\u8cc7\u7523\u3092\u5897\u3084\u3059\u30dd\u30a4\u30f3\u30c8\u306f\u5185\u90e8\u7559\u4fdd\u306e\u84c4\u7a4d\u3067\u3057\u3087\u3046\u3002\u5229\u76ca\u306e\u7372\u5f97\u304c\u5fc5\u9808\u3067\u3042\u308a\u3001\u4ea4\u969b\u8cbb\u306e\u6d6a\u8cbb\u306a\u3069\u306e\u3080\u3084\u307f\u306b\u6240\u5f97\u3092\u6e1b\u3089\u3059\u3088\u3046\u306a\u7bc0\u7a0e\u5bfe\u7b56\u306f\u907f\u3051\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u8a00\u3044\u63db\u3048\u308b\u3068\u3001\u7a0e\u91d1\u306f\u5185\u90e8\u7559\u4fdd\u3092\u3059\u308b\u305f\u3081\u306b\u5fc5\u9808\u306a\u30b3\u30b9\u30c8\u3068\u3044\u3048\u307e\u3059\u3002\u307e\u305f\u3001\u4ee3\u8868\u53d6\u7de0\u5f79\u304c\u500b\u4eba\u306e\u8caf\u84c4\u984d\u3092\u4f1a\u793e\u306b\u5897\u8cc7\u3059\u308b\u3053\u3068\u3067\u3082\u7d14\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<h2 id=\"18\">\u307e\u3068\u3081<\/h2>\n<p>\u8ca1\u52d9\u6307\u6a19\u306f\u3055\u307e\u3056\u307e\u3042\u308a\u7bc0\u7a0e\u3088\u308a\u3082\u3068\u3063\u3064\u304d\u306b\u304f\u3044\u30c6\u30fc\u30de\u3067\u3059\u304c\u3001\u4e0a\u624b\u306b\u6d3b\u7528\u3059\u308c\u3070\u4f01\u696d\u6d3b\u52d5\u306b\u751f\u304b\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002ROA(\u7dcf\u8cc7\u672c\u5229\u76ca\u7387)\u3068\u3044\u3046\u89b3\u70b9\u304b\u3089\u306f\u3001\u7a0e\u91d1\u306f\u6cd5\u4eba\u304c\u5229\u76ca\u3092\u7372\u5f97\u3059\u308b\u305f\u3081\u306e\u30b3\u30b9\u30c8\u3068\u8003\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u307e\u305a\u306f\u4f01\u696d\u306e\u5229\u56de\u308a\u3067\u3042\u308bROA(\u7dcf\u8cc7\u672c\u5229\u76ca\u7387)\u306b\u8208\u5473\u3092\u3082\u3064\u3068\u3001\u6c7a\u7b97\u66f8\u304c\u7406\u89e3\u3067\u304d\u308b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u7a0e\u7406\u58eb\u306a\u3069\u306e\u5c02\u9580\u5bb6\u306b\u8ca1\u52d9\u6307\u6a19\u306b\u57fa\u3065\u3044\u305f\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u6c42\u3081\u3066\u306f\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<div class=\"sankou\">\n<p class=\"ttl-sankou\">\u25bc\u53c2\u7167\u30b5\u30a4\u30c8<\/p>\n<ul>\n<a href=\"https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_10.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_10.pdf<\/a><\/i><\/p>\n<p><a href=\"https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_02.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_02.pdf<\/a><\/i><\/p>\n<p><a href=\"https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_06.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_06.pdf<\/a><\/i><\/p>\n<p><a href=\"https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_05.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_05.pdf<\/a><\/i><\/p>\n<p><a href=\"https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_04.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_04.pdf<\/a><\/i><\/p>\n<p><a href=\"https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/index.htm\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/index.htm<\/a><\/i><\/p>\n<p><a href=\"https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_01.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">https:\/\/www.mof.go.jp\/pri\/reference\/ssc\/keyword\/keyword_01.pdf<\/a><\/i><\/p>\n<p><a href=\"http:\/\/www.kzei.or.jp\/shishin.pdf\" rel=\"noopener noreferrer\" class=\"ex--links\" target=\"_blank\">http:\/\/www.kzei.or.jp\/shishin.pdf<\/a><\/i>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u4f1a\u793e\u306e\u8cc7\u672c\u306b\u5bfe\u3059\u308b\u3082\u3046\u3051\u306e\u5272\u5408\u304c\u3001\u9810\u91d1\u91d1\u5229\u3088\u308a\u3082\u5c11\u306a\u3044\u30b1\u30fc\u30b9\u306f\u3088\u304f\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u5834\u5408\u3001\u4f01\u696d\u6d3b\u52d5\u3092\u3057\u306a\u3044\u3067\u3001\u4f1a\u793e\u306e\u5168\u8ca1\u7523\u3092\u9280\u884c\u9810\u91d1\u306b\u9810\u3051\u5165\u308c\u305f\u307b\u3046\u304c\u52b9\u7387\u3088\u304f\u5229\u76ca(\u9810\u91d1\u5229\u606f)\u304c\u5f97\u3089\u308c\u308b\u3068\u3044\u3048\u307e\u3059\u3002\u305d\u3053\u3067\u3001\u4f1a\u793e\u304c\u6295\u4e0b\u3057\u305f\u8cc7\u672c\u306b\u5bfe\u3059\u308b\u3082\u3046\u3051\u306e\u5272\u5408\u306e\u8ca1\u52d9\u6307\u6a19\u306b\u3064\u3044\u3066\u9810\u91d1\u91d1\u5229\u3068\u6bd4\u8f03\u3057\u306a\u304c\u3089\u89e3\u8aac\u3057\u307e\u3059\u3002 ROA( [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":305617,"template":"","meta":{"_acf_changed":false,"footnotes":""},"money_ct":[55],"writer":[102],"common_tags":[],"class_list":["post-201419","money","type-money","status-publish","has-post-thumbnail","hentry","money_ct-zeikin","writer-abe","entry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/money\/201419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/money"}],"about":[{"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/types\/money"}],"author":[{"embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":1,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/money\/201419\/revisions"}],"predecessor-version":[{"id":305407,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/money\/201419\/revisions\/305407"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/media\/305617"}],"wp:attachment":[{"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/media?parent=201419"}],"wp:term":[{"taxonomy":"money_ct","embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/money_ct?post=201419"},{"taxonomy":"writer","embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/writer?post=201419"},{"taxonomy":"common_tags","embeddable":true,"href":"https:\/\/www.all-senmonka.jp\/moneyizm\/wp-json\/wp\/v2\/common_tags?post=201419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}